The IBPS PO exam is not a competitive exam it is a goal, and more than a mission. Come from a middle class family background hair government jobs are not only respected but also considered as stable and Secure. When I decided to prepare for IBPS PO I know it would not be easy but I have that goal in my life.
Why it is important to Discuss IBPS PO Salary?
After months of practice, coaching classes know test revision Marathon and roller coaster of emotions. The exam day has come, and I finally cleared IBPS PO exam in my first attempt and received my wedding letter from reputed public sector bank.
My Family\’s Reaction
Honestly speaking nothing can beat the look on my parents essay when I show them my first else with. My dad and walk working his whole life incredible block hugged me and said \”Tera future secure ho gaya beta\”. My mom was very happy, so we order some sweet, take some selfies and go out for dinner with my first salary.
First Reaction, After IBPS PO Salary 2025
But honestly nothing is more special than a real moment when I received my first salary message on my phone which is like that:
Dear Customer, ₹51,856 has been credited to your A/C XXXX2567 on 05-JUL-2025. Available Balance: ₹55,400.
The emotion made on hard work worth it. So today I am sharing not only my emotions but complete IBPS PO salary breakdown including allowances, perks, deductions based on real numbers from my first month job. Start with my posting and current location.
My Posting and Branch Location
I have been posted in a Tier-II city branch not too big and not too small. This a directly impact my house rent allowances (HRA) and if you are allowances that vary with location. In metro cities Mein offer higher HRA and cost of living is also higher.
IBPS PO Salary 2025: My actual first salary

Here is the complete breakdown for IBPS PO salary per month:
Basic pay | Rs 36,000 |
Dearness allowance (DA) | 13,680 |
House Rent Allowance (HRA) | 3240 |
City compensatory allowance (CCA) | 1400 |
Special Allowance | 5904 |
Learning Allowance | 600 |
Gross Salary | 60,824 |
Deductions from the Salary
With every salaried job, there are some mandatory deductions, here is the complete breakdown:
Provident fund (PF) | 3600 |
NPS contribution | 4968 |
Professional tax | 200 |
Union membership | 200 |
Total deduction – 8968
In-Hand Salary
- So finally, after all deductions, the in-hand salary I received was:
- ₹60,824 – ₹8,968 = ₹51,856 (approx.)
Related Topic: SIDBI Recruitment Salary (Grade A, B) Allowance, Per Month
Additional Perks and Allowances
Apart from the salary, there are some additional park and allowances such as:
- HRA/Lease Accommodation
- Medical insurance
- Travel allowance
- Leave Fare Concession (LFC) for domestic travel
- Newspaper allowance
- Loan benefits
While the in-hand salary is ₹50k+, the overall benefits easily push the CTC to ₹7.5–8.5 lakhs per annum.
Career Growth & Increments
The best part about being an IBPS PO is the fast-track career growth. Here’s what the career ladder typically looks like:
- Probationary Officer (PO)
- Assistant Manager
- Deputy Manager
- Branch Manager / Chief Manager
- Assistant General Manager
- Deputy General Manager
- General Manager
- Executive Director
- Chairman and Managing Director (CMD)
IBPS PO Salary 2025 (Tier-II City)
Component | Amount (₹) |
---|---|
Gross Salary | ₹60,824 |
Total Deductions | ₹8,968 |
In-hand Salary | ₹51,856 |
Annual CTC (approx) | ₹7.5 – ₹8.5 lakh |
Other Benefits | HRA, LFC, Medical, Loans, Allowances |
Final Thoughts:
Cracking IBPS PO exam change my life it gave me financial Independence job security and most importantly the sense of pride. Getting my first salary head like a madam not just for passing an exam but for overcoming fear, so if you are still on the journey don\’t give up your salary messages on the way, and one day you will write your on success story just like I did.
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